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CA Proposition 17 - Allows Auto Insurance Companies to Base Their Prices in Part on a Driver's History of Insurance Coverage
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| Parents |
> United States > California > Propositions > 2010 Referendums > Persistency Discounts
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| Office | Referendum |
| Honorific | Referendum - Abbr: |
| Type | Referendum |
| Filing Deadline | 00, 2010 - 12:00pm Central |
| Polls Open | June 08, 2010 - 06:00am Central |
| Polls Close | June 08, 2010 - 08:00pm Central |
| Term Start | June 09, 2010 - 12:00pm |
| Term End | 00, 9999 - 12:00pm |
| Turnout |
30.37% Registered
13.88% Total Population
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| Contributor | Jason |
| Last Modified | Jason August 23, 2010 11:26pm |
| Data Sources | [Link] |
| Description |
Official ballot summary:
* Changes current law to permit insurance companies to offer a discount to drivers who have continuously maintained their auto insurance coverage, even if they change their insurance company, and notwithstanding the ban on using the absence of prior insurance for purposes of pricing.
* May allow insurance companies to increase cost of insurance to drivers who do not qualify for discount.
* Establishes that lapses in coverage due to nonpayment of premiums may prevent a driver from qualifying for the discount.
Fiscal impact estimate:
This measure could result in a change in the total amount of insurance premiums, and therefore state tax revenues. The extent to which insurance companies would offer the new discount on premiums, however, is unknown. Also, this measure could indirectly affect the premiums paid by consumers who would not receive the new discount, depending upon the future actions of insurers and the Insurance Commissioner and other factors. Any impact, however, probably would not be significant. This is because overall premiums are predominately determined by other factors—such as driver safety, the number of miles driven, and years of driving experience—which are largely unaffected by the measure.
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| Party | NO |
YES |
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| Uncertified Votes |  2,675,907 (51.75%) |
2,494,730 (48.25%) |
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| Margin | 0 (0.00%) |
-181,177 (-3.50%) |
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| Predict Avg. | 0.00% |
0.00% |
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| Entry Date |
00/00/2010
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00/00/2010
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| Adj Poll Avg | 44.80% -- |
36.22%-- |
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Survey USA
06/01/10-06/02/10 |
39.00% -- |
43.00% -- |
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