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  CA Proposition 17 - Allows Auto Insurance Companies to Base Their Prices in Part on a Driver's History of Insurance Coverage
RACE DETAILS
Parents > United States > California > Propositions > 2010 Referendums > Persistency Discounts
OfficeReferendum
Type Referendum
Filing Deadline 00, 2010 - 12:00pm Central
Polls Open June 08, 2010 - 06:00am Central
Polls Close June 08, 2010 - 08:00pm Central
Term Start June 09, 2010 - 12:00pm
Term End 00, 9999 - 12:00pm
Turnout 30.37% Registered 13.88% Total Population
ContributorJason
Last ModifiedJason August 23, 2010 11:26pm
Data Sources[Link]
Description Official ballot summary:

* Changes current law to permit insurance companies to offer a discount to drivers who have continuously maintained their auto insurance coverage, even if they change their insurance company, and notwithstanding the ban on using the absence of prior insurance for purposes of pricing.
* May allow insurance companies to increase cost of insurance to drivers who do not qualify for discount.
* Establishes that lapses in coverage due to nonpayment of premiums may prevent a driver from qualifying for the discount.

Fiscal impact estimate:

This measure could result in a change in the total amount of insurance premiums, and therefore state tax revenues. The extent to which insurance companies would offer the new discount on premiums, however, is unknown. Also, this measure could indirectly affect the premiums paid by consumers who would not receive the new discount, depending upon the future actions of insurers and the Insurance Commissioner and other factors. Any impact, however, probably would not be significant. This is because overall premiums are predominately determined by other factors—such as driver safety, the number of miles driven, and years of driving experience—which are largely unaffected by the measure.
PRIMARY/OTHER SCHEDULE
MAP
United States 1959 - MAP
LEANING PREDICTIONS    Detail
Leaning Graph
05/26/2010 06/08/2010
CandidateSlightLeanStrongSafe
No 3 ------
Yes 1 ------
Leaning Call: No (75.00%)
Weighted Call: Yes (97.90%)
MATCHUP POLL GRAPH
Poll Graph

06/01/2010 06/02/2010

CANDIDATES
Photo  
Name No Yes  
PartyNO YES  
Campaign Logo  
Uncertified Votes2,675,907 (51.75%) 2,494,730 (48.25%)  
Margin0 (0.00%) -181,177 (-3.50%)  
Predict Avg.0.00% 0.00%  
Cash On Hand $-- $--  
Website  
Entry Date 00/00/2010 00/00/2010  
Bar
MATCHUP POLLS (1 from 1 pollsters)
Adj Poll Avg42.82%-- 37.96%--  
Survey USA 
06/01/10-06/02/10
39.00% -- 43.00% --
ENDORSEMENTS
Endorsements  


EVENTS
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VIDEO ADVERTISEMENTS
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INFORMATION LINKS

NEWS
Date Category Headline Article Contributor
Nov 05, 2009 12:00am General Insurers, critics face off over customer ‘discounts’  Article Jason 

DISCUSSION