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Trumpcare Could Bring ‘Lifetime Limits’ to Millions With Employer-Provided Insurance
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| Contributor | RP |
| Last Edited | RP Jun 15, 2017 03:51pm |
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| Category | Proposed Legislation |
| Author | Eric Levitz |
| News Date | Thursday, June 15, 2017 06:25:00 PM UTC0:0 |
| Description | At times, the debate over Trumpcare’s deregulatory aspects has looked like a distraction. Of course, the idea of people being priced out of the insurance market because of their preexisting conditions is morally odious. As is the prospect that families could once again be bankrupted by severely ill children reaching their “lifetime limits,” — or that opioid addicts may no longer be able to secure affordable coverage for addiction treatment on the individual market.
The Senate health-care bill will reportedly retain the House’s language allowing states to opt out of Obamacare’s essential-benefits requirements. This would free insurers to, among other things, sell plans that impose annual and/or lifetime limits on coverage benefits in some red states.
But it would also free America’s large employers to impose such limits on all of their workers, no matter what state they reside in. This is because, under existing regulations, employers that have operations in multiple states can chose to apply any one of those state’s insurance standards to all their businesses. |
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