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The Catastrophic Option
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| Parent(s) |
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| Contributor | RP |
| Last Edited | RP Oct 19, 2009 01:15pm |
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| Category | Opinion |
| Author | ROSS DOUTHAT |
| Media | Newspaper - New York Times |
| News Date | Sunday, October 18, 2009 07:00:00 PM UTC0:0 |
| Description | But there’s another path, equally radical, that’s more in keeping with the traditional American approach to government, taxation and free enterprise. This approach would give up on the costly goal of insuring everyone for everything, forever. Instead, it would seek to insure Americans only against costs that exceed a certain percentage of their income, while expecting them to pay for everyday medical expenditures out of their own pockets.
Such a system would provide universal catastrophic health insurance, in other words, while creating a free market for non-catastrophic care. In the process, it would marry a central conservative insight — that we’ll never control spending so long as Americans are insulated from the true price of their medical care — to the admirable liberal premise that nobody should go bankrupt paying for life-saving treatment. |
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